When someone owes you money, there are 3 levels of communication:
• Communicate the facts with someone. Do not keep it to your self only.
• Communicate with your creditor. It might seem scary, but it is not. Don’t worry, they won’t bite you. Try to work things out.
• Communicate with an expert, like an attorney, or a free option if you can’t afford an attorney. Do not bury yourself in the sand.